2020 Benefit Information – Open Enrollment October 7, 2019 – November 1, 2019
All changes are subject to approval from the Benefits Department. Most mid-year changes require a qualifying event (i.e. marriage, divorce, newborn/adoption/legal guardianship, student status change, loss of coverage). You will have 60 days from the qualifying event to complete the changes online using Benefit Bridge (www.benefitbridge.com/egusd). Proof of the qualifying event will be required with your enrollment and can be attached online. For more details about what documentation will be required, please contact the Benefits Department by phone at (916) 686-7778 option 2 or by e-mail: firstname.lastname@example.org.
Health Benefits (Medical, Dental & Vision)
The Elk Grove Unified School District offers health benefits to qualified employees and their eligible dependents. For qualifications of benefited employees, please refer to the Union Contracts. Employees who receive medical benefits through EGUSD have the opportunity to earn an Employee Wellness Rebate. For more information please visit the “Your Health, Your Choice” wellness rebate webpage.
The Elk Grove Unified School District offers two HMO medical plans for eligible employees to choose from along with the opportunity to waive medical insurance if they are currently enrolled in an alternative insurance. EGUSD does not allow married EGUSD employees to be double covered on medical. One spouse must waive their medical.
Evidence of Coverage – Coming Soon
Summary of Benefits – Employee and Family
Sutter Health Plus (SHP)
Sutter Health Plus Network – Valley Area
Sutter Health Plus Network – Bay Area
Health Plan Benefits & Coverage Matrix
Summary of Benefits & Coverage – Coming Soon
Chiropractic & Acupuncture Schedule of Benefits
Chiropractic & Acupuncture Evidence of Coverage
Infertility Services Benefit Rider
The Elk Grove Unified School District offers dental coverage through Delta Dental. For details about the plan, please refer to the Coverage Summary below.
The Elk Grove Unified School District offers vision coverage through Vision Service Plan (VSP). For details about the plan, please refer to the Coverage Summary below.
Vision Service Plan (VSP)
Cash Waiver payments of $65 per month will be made to employees who opt to waive medical insurance due to alternative medical coverage. Proof of alternative coverage, via a District Waiver Form and proof of coverage (copy of ID card), must be completed, signed, and submitted every year during Open Enrollment per IRS Section 125.
EGUSD employees on the highest cost plan whose spouses waive medical insurance through EGUSD will have their premium reduced to the lowest cost plan. Spouses that waive must renew their waiver each year during Open Enrollment to qualify. (Both members must be an EGUSD benefited employee or a benefit qualified EGUSD Retiree)
Section 125 Flexible Spending Accounts (FSA)
Flexible spending accounts (FSA) are a tax-advantaged way to pay for qualified out-of-pocket health care expenses and work-related day care expenses. This benefit allows employees enrolled in Elk Grove Unified School District Group Health Benefits to pay expenses with “pre-tax” dollars. The information summary will detail how the program works and what expenses are eligible. Enrollment in the FSA program can only occur at time of employment or during Open Enrollment. All employees participating in the FSA program must renew their account every year during Open Enrollment to continue the deduction. All enrollments or changes take place with Navia Benefit Solutions using the online enrollment with Benefit Bridge. Please visit www.benefitbridge.com/egusd to enroll. Please contact them at the number listed below for more information.
Navia Benefit Solutions