All changes are subject to approval from the Benefits Department. Most mid-year changes require a qualifying event (i.e. marriage, divorce, newborn/adoption/legal guardianship, student status change, loss of coverage). You will have 60 days from the qualifying event to complete the changes online using Benefit Bridge (www.benefitbridge.com/egusd). Proof of the qualifying event will be required with your enrollment and can be attached online.

 

 

 

Health Benefits (Medical, Dental & Vision) The Elk Grove Unified School District offers health benefits to qualified employees and their eligible dependents. For qualifications of benefited employees, please refer to the Union Contracts. Employees who receive medical benefits through EGUSD have the opportunity to earn an Employee Wellness Rebate. For more information, please visit the “Your Health, Your Choice” wellness rebate webpage.

 

Standard Dental & Vision Coverage
Employee Monthly Share – 20% (per month over 12 months) *Includes the Standard Plan for Dental & Vision Coverage
Healthcare Provider	Employee Only	Employee +1 Dependent	Employee +2(+) Dependents
Kaiser Permanente	$251.77	$503.67	$712.57
Sutter Health Plus (inc. TruHearing)	$228.23	$456.01	$645.28
Western Health Advantage	$7.77	$15.79	$22.50
VSP Vision	$0.00	$0.00	$0.00
Delta Dental Premier	$0.00	$0.00	$0.00

 

The Elk Grove Unified School District offers three HMO medical plans for eligible employees to choose from along with the opportunity to waive medical insurance if they are currently enrolled in an alternative insurance. 

 

EGUSD does not allow married EGUSD employees to be double covered on medical. One spouse must waive their medical.

 

Kaiser Permanente
(800) 464-4000

 

Sutter Health Plus (SHP)
(855) 315-5800

 

(888) 563-2250

The Elk Grove Unified School District offers dental coverage through Delta Dental. For details about the plan, please refer to the Coverage Summary below.

 

Delta Dental
(866) 499-3001

The Elk Grove Unified School District offers vision coverage through Vision Service Plan (VSP). For details about the plan, please refer to the Coverage Summary below.

 

Vision Service Plan (VSP)
(800) 877-7195

Cash Waiver payments of $125 per month will be made to employees who opt to waive medical insurance due to alternative medical coverage. Proof of alternative coverage, via a District Waiver Form and proof of coverage (copy of ID card), must be completed, signed, and submitted every year during Open Enrollment per IRS Section 125.

 

EGUSD employees on the highest cost plan whose spouses waive medical insurance through EGUSD will have their premium reduced to the lowest cost plan. Spouses that waive must renew their waiver each year during Open Enrollment to qualify. (Both members must be an EGUSD benefited employee, or a benefit qualified EGUSD Retiree)

Flexible spending accounts (FSA) are a tax-advantaged way to pay for qualified out-of-pocket health care expenses and work-related day care expenses. This benefit allows employees enrolled in Elk Grove Unified School District Group Health Benefits to pay expenses with “pre-tax” dollars. The information summary will detail how the program works and what expenses are eligible. Enrollment in the FSA program can only occur at time of employment or during Open Enrollment. All employees participating in the FSA program must renew their account every year during Open Enrollment to continue the deduction. All enrollments or changes take place with Navia Benefit Solutions using the online enrollment with Benefit Bridge. Please visit www.benefitbridge.com/egusd to enroll. Please contact them at the number listed below for more information.

 

• Affordable Care Act, Notice of Exchange
  • Notice of Coverage Options

For benefit eligible employees, the Elk Grove Unified School District offers a Basic Life and Accidental Death & Dismemberment (AD&D) Insurance Plan through Voya.

 

 

The beneficiary form below should be completed when an employee becomes benefit eligible and should be updated as needed. In the unfortunate event of an employee’s death, the district will refer to this form to provide payments of specific Death Benefits to surviving beneficiaries.

 

 

Along with the Life Insurance plans, Voya also offers other services such as Funeral Planning and Travel Assistance. 

 

 

 

 

The Elk Grove Unified School District offers two types of voluntary tax deferred retirement plans to participate in through payroll deduction. Employees may contribute to one or both programs listed below. For more information on both programs, please visit the websites below.

 

 

403(b) – CalSTRS 403(b)
CalSTRS 403b Annual Notice
(800) 943-9179

 

All enrollments and changes are processed on this website or by calling this number.

 

How to Navigate CalSTRS 403(b) Comply Website
For distributions, rollovers, and transfers, please use the above website or use the following forms.

 

 

457 – CalPERS
(800) 260-0659
457 Enrollment Form
457 Beneficiary Form
457 Change Form

 

For Withdrawal Request information, please use the following forms.

 

 

457 – CalSTRS Pension2
(844) 353-2872
Access the Pension2 Website
Enrollment Information

 

 

In July of 1995, the Elk Grove Unified School District and the unions representing the employees formed Elk Grove Benefits Employee Retirement Trust (EGBERT) to provide post-retirement health insurance benefits. Please read the Summary Plan Description for details of the trust and the qualifications for eligibility.

 

 

Employees who are within two years of retirement and wish to request a current count of health benefited months as an EGUSD employee, please complete the form below and submit to the Payroll Department.

 

Active employees have access to disability benefits based on their classification and/or bargaining unit.  All bargaining unit groups except EGEA (Elk Grove Educators Association) participate in State of California, Employment Development Department State Disability Insurance.  EGEA members may participate in The Standard Insurance through the California Teachers Association.

Active – Cindy Capel – Ext. 67041

Retiree/Transition to EGBERT – Karen Johnson – Ext. 67461

Leave of Absence – Karen Johnson – Ext. 67461

 

403(b)/457/FSA/Standard – Cindy Capel – Ext. 67041

 

For general questions regarding your benefits you can also email benefits@egusd.net.

 

Mailing Address:
Benefits
Elk Grove Unified School District
9510 Elk Grove Florin Road
Elk Grove, CA  95624